Americo's parent company, Americo Life, Inc., is a holding company providing life insurance and annuity products. Each of their subsidiary companies has a long, successful history on which Americo is building its future.

The history of the Americo companies includes multiple benefit innovations. For example, in 1922, Great Southern Life was the very first company in America to insure the lives of children. In 1971, Ohio State Life was the first to advance death benefit monies to sustain the life of a policyholder. In 1981, Great Southern Life was one of the first American companies to offer universal life insurance. More recently, Americo was one of the first companies to introduce equity-indexed universal life and annuity products.

Today, all sales and marketing activities are facilitated through Americo with administrative offices in Kansas City, Missouri.

Rated A- by A.M. Best, Americo offers its independent agents life insurance and annuity products specifically geared toward the mortgage, senior, and general life insurance markets.

Since their founding in 1882, The Baltimore Life Insurance Company (Baltimore Life) has provided reliable and competitive life insurance coverage for seven generations of policyowners.

The Baltimore Life Companies exist to deliver products and services that provide financial security to the middle-income segment of the U.S. population.

Their actions are guided by Their commitment to:

• Openness, honesty, integrity, and respect in all their activities.
• Making a positive difference in the lives of their policyholders, employees, business partners, and in the communities where they operate.
• Financial discipline, recognizing above all that ... "it's the policyholders' money."

Baltimore Life is rated B++ by A.M. Best.

Conseco's mission is to be a leading provider of financial security for life, health and retirement needs of middle market Americans. Headquartered in suburban Indianapolis, Indiana, our companies provide supplemental health insurance, life insurance and annuities.

Through their subsidiaries and a nationwide network of distributors, Conseco helps more than 4 million customers step up to a better, more secure future. Conseco is a Fortune 500 company, with more than $4 billion in annual revenues.

Conseco was incorporated in 1979, began operations in 1982 and became a public company in 1985. Today, Conseco reaches out to more than 50 million potential customer households across America and is rated B+ by A.M. Best.

Conseco's insurance companies distribute their products in three ways:

• Conseco Insurance group companies distribute through independent insurance agents
• Bankers Life and Casualty distributes through career Bankers insurance agents
• Colonial Penn Life distributes direct to customers via television, internet and direct mail

Fidelity Life Association was established over a century ago as a fraternal benefit society in the state of Illinois designed to provide financial security for the growing middle class of the Midwest and Northern states.

Today, Fidelity Life continues the tradition of serving the needs of Middle Americans through innovative products, consumer-friendly service and a staff of some of the most talented, dedicated and creative people in the industry.

With a consumer-centric reputation built on innovation, we are dedicated to providing a customer experience unique in the industry today. Besides life insurance that meets your needs, Fidelity Life has combined technology with underwriting innovation to create a unique, web-based underwriting process that speeds up the time needed to approve you for a policy. By utilizing the Internet and the active involvement of our underwriters, we virtually eliminate embarrassing exams, invasive tests and tedious delays so you obtain coverage from Fidelity Life in days, not months.

Currently, Fidelity Life has over $22.67 billion of life insurance in-force, over $550 million in admitted assets, and capital and surplus of over $275 million. With one of the industry’s strongest capital to risk ratios, we also offer an A.M. Best A- (Excellent) rating.

United Home Life Insurance Company has been a member of the Farm Bureau Insurance Companies since late 1997. It is 100% owned by United Farm Family Holding Company, a holding company that is, in turn, 100% owned by the Farm Bureau Insurance Companies (United Farm Family Life Insurance Company and United Farm Family Mutual Insurance Company).

UHL's Parents, United Farm Family Life Insurance Company and United Farm Family Mutual Insurance Company, are strong financial entities with a combined capital and surplus in excess of $300 million! United Farm Family Life Insurance Company and United Farm Family Mutual Insurance Company are each rated "A" (Excellent) by A.M. Best. Since the acquisition, UHL has received direction from the Farm Bureau Insurance Companies management team, and the parent companies have consistently demonstrated their ability and willingness to support UHL's capital position.

UHL's current rating is "A-", a rating in A.M. Best's "Excellent" category and one reserved for companies considered financially "secure". UHL's current rating represents three rating upgrades since its acquisition by the Farm Bureau Insurance Companies.